Why choose a County First mortgage?

SC Housing believes that every citizen in South Carolina deserves the opportunity to own their own home.

County First is a rural initiative designed to provide potential homebuyers, in underserved communities, with additional resources when local economic conditions make homeownership difficult. Funding is available for both first-time or move-up borrowers. The program includes forgivable down payment assistance and special fixed rate financing. Borrowers can choose FHA, USDA or VA financing.

Do I Qualify?

County First funding is available to homebuyers in the following targeted counties:

Abbeville, Allendale, Bamberg, Barnwell, Beaufort, Calhoun, Cherokee, Chester, Chesterfield, Clarendon, Colleton, Darlington, Dillon, Edgefield, Fairfield, Georgetown, Hampton, Jasper, Kershaw, Laurens, Lee, Marion, Marlboro, McCormick, Newberry, Orangeburg, Saluda, Sumter, Union or Williamsburg County 

The program requirements are the same as our SC Homebuyer Program for income and home price limits. Properties that can be financed include single-family residences, condominiums, townhomes and modular homes. Ask your realtor or lender about County First

For more information:

For additional prequalification information, contact one of our approved lending partners.