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2025 Palmetto Heroes

Teachers, medical professionals, EMTs, paramedics, firefighters, law enforcement and correctional officers, veterans, active-duty military and SC National Guard can get $10,000 in down payment assistance and low, fixed-rate mortgage loans. Reservations will be accepted starting Monday, March 24, 2025.

2025 Palmetto Heroes

Affordable Housing Benefits for Everyone

We support affordable housing in South Carolina with assistance for home buyers, supportive housing services, and project financing aimed at improving the accessibility, safety, and quality of rental homes.

About SC Housing

Buy a home with SC Housing

SC Housing has helped thousands of South Carolinians buy homes by offering fixed-rate mortgages and down payment assistance for first-time and move-up buyers.

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Workforce Housing Pilot Program

Deadline for Applications: April 23, 2025

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Public Notices
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Palmetto State Housing Study
The study examines a broad range of housing issues facing SC, such as housing production, fair housing and accessibility, housing cost burden, eviction rates, homelessness, and housing affordability.
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Programs for Homebuyers
SC Housing's homebuyer programs help thousands of South Carolinians become homeowners each year. Explore how our down payment assistance and competitive rates can make homeownership a reality.
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Help with Home Repairs
The Home Repair Program and Critical Home Repair Program provide financial assistance to help low-income homeowners with essential interior and exterior home repairs to correct issues so that they can live safely in their homes.
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Watch video - What does affordable housing look like?

What does affordable housing look like?

Without affordable housing choices, the entire community suffers. Increasing the predictability and stability of the housing market helps keep neighborhoods vital and promotes diversity. Everyone benefits when critical workers such as teachers, healthcare workers, military personnel and public safety professionals can live within the communities they serve.

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Wednesday, Mar 19, 2025

SC Housing awards $9.2 million in funding to Disaster Assistance Program applicants

Columbia, SC – SC Housing has awarded $9.2 million in funding to municipalities and counties across South Carolina to aid in the ongoing recovery from extreme weather events. These funds, provided through the Housing Trust Fund Disaster Assistance Program (HTF DAP), will support home repairs for low-income homeowners whose properties were damaged by severe weather and not covered by insurance.

The $9.2 million will be distributed among six cities and five counties, with funding allocated as follows:

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